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Debt-to-income ratios among denied mortgages

The higher an applicant's debt-to-income ratio, the more likely they will be denied a mortgage. In 2019, more than three-quarters of applications with DTIs over 60% were denied, compared with less than 10% of applications with DTIs below 50%.
>60%50-60%40-49%30-39%20-29%<20%010%20%30%40%50%60%70%80%DTI ratioPortion of denials
Source: NerdWallet analysis of 2019 HMDA data for home purchase mortgage applications for single-family, site-built (not manufactured) homes. 

v2 DTI ratio

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